Business insurance

Crop insurance

Crop plans can address different yield or revenue risks. Available plans, deadlines and terms depend on the crop, county and policy.

Understanding your options

What to know about crop insurance

Crop insurance plans address specified agricultural production or revenue risks. USDA Risk Management Agency materials explain that availability varies by crop and county and that each policy includes specific provisions.

What to compare

  • Identify crop, county, crop year and growing practice.
  • Compare a plan’s yield or revenue basis and covered causes of loss.
  • Check application, acreage reporting and loss-notice dates for the policy.

Coverage, eligibility, limits and exclusions depend on the insurer and policy. Review the actual policy documents before making a decision.

A closer look

How to compare your options

Yield and revenue are different

Some USDA-supported plans use production history to establish yield protection; other plans use a revenue measure. The crop provisions define the calculation, eligible causes and available choices.

Location and timing

Plan availability and deadlines can vary by county, crop and growing season. Review the applicable program information before the sales closing date rather than assuming last year’s dates apply.

Records and claims

A complete application may require acreage and production records. Review reporting obligations, coverage attachment and loss-notice procedures in the policy; keep personal and financial records out of the initial web message.

Before you reach out

A few details can help start the conversation.

  • Crop types and counties to discuss
  • General acreage and growing practices
  • Questions about plan availability and deadlines

Common questions

Crop insurance FAQ

Does one crop plan apply to every Texas county?

No. USDA explains that program availability varies by crop and county. Check the applicable county and crop information for the crop year.

What is the difference between yield and revenue protection?

A yield plan measures covered production shortfall under its terms; a revenue plan uses a defined revenue measure. Each plan has its own provisions and eligibility rules.

Does crop insurance cover all drought losses?

No policy should be assumed to cover every loss. Check the insured causes, conditions, exclusions and reporting requirements in the particular crop provisions.

When should a grower ask about coverage?

Before the applicable sales closing date. Application and reporting dates differ by crop, county and crop year.

Start a conversation

Ask about crop insurance.

Share a few basic details and the team can help you take the next step. Please leave sensitive information out of this first message.

We use these details to respond to your request. Do not include Social Security numbers, policy numbers, payment details, medical information, security credentials or other sensitive information.

Learn how we handle information in our privacy policy.

Need help? Call Frisco: +1 469 262 2204 or Wichita Falls: +1 940 248 9717.

Enable JavaScript to send this form, or call an office.