Business insurance
Explore health plan questions for your business and employees. Please keep medical history and other sensitive information out of the first website message.
Understanding your options
Group health plans allow an employer to discuss coverage for a group of employees. Plan choices, enrollment, employer contributions and available networks depend on the plan and the employer’s circumstances.
Coverage, eligibility, limits and exclusions depend on the insurer and policy. Review the actual policy documents before making a decision.
A closer look
A plan’s network, covered services, prescriptions and cost sharing can make a practical difference for employees. Review the summary of benefits and actual plan documents, including limits and exclusions, before making a decision.
Group size, employee eligibility, participation and enrollment timing can affect the options available. Requirements vary by plan and employer circumstances. The Texas Department of Insurance provides a guide for small employers.
Share your Texas business location, approximate employee count and desired timing. Do not include employee names, medical histories or other sensitive health information in the initial website form.
Before you reach out
Common questions
Review the provider network, services and prescriptions, deductibles, copayments, out-of-pocket limits, premiums and enrollment conditions for each plan.
Dependent options and the cost of coverage depend on the plan and applicable rules. Ask for written details about eligibility and enrollment.
These address different needs. Many employee health plans do not pay for work-related injuries or illnesses; review workers’ compensation separately.
A general business location, approximate employee count and the timing you are considering are useful starting points. Do not send employee names or medical information through this form.
Start a conversation
Share a few basic details and the team can help you take the next step. Please leave sensitive information out of this first message.
